our point of view · 15 industries
Where AI takes your industry.
A handful of bets decide who leads in each. Pick your industry, take a position on each choice — and see, straight, how we’d think it through and where we’d lean. Where we differ is the conversation.
pick your industry ↓
pick your industry · 15
Banking · where AI takes it
AI won't add features to banking — it will rewrite its economics: the cost of operations, advice and risk, and where the moat sits. This isn't a list of the choices — it's how we'd think each one through, and where we'd lean.
choice 1 of 5 · the operating model
Become an AI-native bank — or bolt AI onto the one you have?
what’s really being decided
AI can be features bolted onto today's bank, or the operating fabric of a new one. Bolt-on is cheaper this year; a rebuild is a five-year bet.
↓ so — which way would you lean?